About Thomas Au

Thomas Au has over twenty years of experience working in the financial industry. His credentials attest to his dedication to keeping informed, to enable him to better help you achieve financial independence. Thomas Au got his Bachelor Degree in Business Administration at the Chinese University of Hong Kong majoring in Finance in 1977. 

Licensed to sell:

• Life insurance, critical illness insurance, disability insurance, and employee group benefits plans since 1996.
• Segregated funds since 1997. Licensed to sell mutual funds since 1998 and ETFs since 2023.
• Qualified as Certified Financial Planner (CFP) since 2001 and doing financial plans.

Industry designations:

• Certified Financial Planner (CFP) since 2001. 
• Elder Planning Counselor (EPC) since 2004.

To earn the CFP, an individual must meet rigorous standards in Education, Examination, Experience and Ethics.

To write the exam, candidates must complete an education program registered with the FP Canada, the not-for-profit, standard-setting, professional regulatory organization that licenses qualified individuals to use the Certified Financial Planner (CFP) certification marks.

Or they must hold specific degrees or professional credentials and three years of experience in a field related to financial planning.

Additionally, all candidates must have at least two years of financial planning experience; three for those fulfilling the education requirement through degrees or professional credentials.

CFP professionals must also fulfill annual licensing and continuing education requirements – at least 30 hours a year – keeping technical skills and theoretical knowledge current. The CFP qualifying and licensing program ensures an unbroken commitment to professional and ethical behavior that always puts the client’s interests first.

In fact, the CFP is globally recognized as representing financial planning’s highest standards.

If you are part of Canada’s largest, growing Population segments, the 55 Plus crowd – The Golden Generation – then you’ll profit by working with an Elder Planning Counselor (EPC).

As an Established and Elder Canadian, you have earned the right to deal with business and professional advisors who are educated in issues important to you.

We are these people:

• Know and understand the issues and alternatives that are important and unique to senior life.
• Respect your circumstances and confidentiality.
• Provide guidance and assistance with your best interests in mind.
• Create solutions that acknowledge your concerns and challenges.
• Inconspicuously accommodate any age-appropriate physical challenges and impairments that you may have to ensure your needs are met.

The Canadian Initiative for Elder Planning Studies believes that working with established and elder clients requires an overall understanding of all your relevant concerns. These needs evolve from your wage-earnings years and continue to change as you get more established and age.

The “EPC” curriculum meets this objective through a comprehensive Education Program designed to recognize these needs and provide business and professional advisors in North America with the essential knowledge and tools that are necessary to effectively develop trust and money-saving practical solutions. And, their education doesn’t stop on graduation either. Your EPC professional is required to update their EPC education every year.

My goal is to provide unbiased, personalized financial advice, solutions, and services to enable my clients to achieve their individual goals and ensure financial independence and retirement security.

It is important to develop a personal financial plan. Therefore we will assess your individual goals. We will then suggest solutions that will enable you to reach your goals.

We offer a wide range of brokered securities, mutual funds, segregated funds and life insurance, critical illness insurance, disability insurance and long-term care insurance. With such a diversified selection, we will help you reach financial independence sooner.